The aim:
1. Present comprehensive knowledge about the specific financial instruments, threats and capabilities of violations of consumer interest in the financial instruments arising from it specificity.
2. Familiar with the whole legal regulations according to financial instruments.
3. The acquisition by the student’s skills effectively protect their interest against fraud on the part of the financial institution providing financial instruments.

Acquired knowledge:
1. Student acquires comprehensive and in- depth knowledge about financial services.
2. Student knows the rules of provision financial services.
3. Student knows the legal regulation in the area of financial services.
4. Student has knowledge of the basic institutions of consumer protection.

Acquired skills:
1. Student knows and understands legal basics financial services.
2. Student can solve basic problems associated with the financial services.
3. Student has the ability to create standard legal papers (letters, documents) and the preparation of oral presentations in the field of financial services.

Acquired social skills:
1. Student correctly identifies the threats associated with the financial services.
2. Student is aware of the need to intensify their knowledge of financial services and the role of legal regulation in this area.
3. Student using the knowledge of financial knowledge is able to think and act creatively and to rationalize their actions on the financialmarket.

Course contents: 
1. Concept and specificity of financial services (banking services, credit services, payment services, assurance services, investment services). Regulations of financial services. The remuneration of financial services.
2. Standard contractual form and abusive clauses in consumer trade in the market of financial services. Freedom of contract in contract of financial service contract. Fees and commission for financial services.
3. Information obligation of financial institutions to their customers and their effects of a failure civil and public law. Practices infringing collective consumer interests and unfair practices on the market of financial services.
4. Consumer protection financial services at a distancein the light of the Consumer Rights Act.
5. Credit services and protection of the borrower (credit consumer, banking credit, mortgage and the reverse mortgage).
6. Payment services and the protection of payment services user.
7. Investment services and protection of customer services.
8. Insurance services and the protection of customer services.Insurance distribution.
9. Specificity dispute customers with financial institutions, barriers in pursuing claims, the role and alternative dispute of settlement of consumer in the financial market.
10. Institutional structure (bodies and institutions) to consumer protect on the financial services market. Handling of complaints client’s – financial market operators (financial institutions). Role of the Financial Ombudsman on the market of financial services in Poland. Role of the President of the Office of Competition and Consumer Protection on the market of financial services. Role of the Polish Financial Supervision Authority on the market of financial services.

Recommended reading: 
1. Economics of money, banking, and financial markets , Frederic Mishkin, Pearson,. Boston 2011.
2. Fundamentals of Investing, Global Edition, Scott B. Smart, Lawrence J. Gitman, Michael Joehnk, Chad Zutter, Pearson. 2020.