The aim:
1. Present specific banking activities and their role in the economy and financial market.
2. Present comprehensive knowledge about the specific banking services.
3. Present comprehensive knowledge about the banking system, banking supervision.
4. Familiar with the legal regulations according to banking services.

Acquired knowledge:
1. Student acquires comprehensive and in- depth knowledge about the specifics banks activity.
2. Student understands making rules of conduct activity by banks and their supervision.

Acquired skills:
1. Student has knowledge and understands the legal basic for the operation of banks.
2. Student can solve basic problems associated with the regulation of banks activity.

Acquired social skills:
1. Student correctly identifies legal act connected with banks activity.
2. Student correctly identifies risks connected with banks activity.

Course contents: 
1. Specificity of banking and the bank characteristic feature of the banking mediation. Concept and essence of bank. Bank at the financial market. Bank as a special entrepreneur (characteristic feature). The role of the bank in modern economy. Banking actives, banking operations, banking services, banking assessment.
2. Banking system – function, structure, basic institutional law of the banking system. Types of banks according to polish law, universal and specialized banks. Network security systems of banks.
3. Function, organization of central bank. European Banking Central System. Independent central banking. Objectives and instruments of monetary policy.
4. Banking supervision- concept, essence, function, organization in Poland. Idea of supervisory regulation, supervisory measures. Banking supervision in framework of the European financial market supervision and Banking Union. Individual, complementary, supervision macroprudential, consolidated supervision.
5. Guarantee schemes bank deposit- concept, objectives, principle functions. The Bank Guarantee Funds.
6. Risk banking- concept, essence. Types of banking risk and links between them, form of reducing banking risk, especially credit risk.
7. Finance banking- bank found. Basic indicators, evaluation of the bank assessment, prudential standards. The position and financial activity of banks, founds of bank, assessment of the financial and economic bank situation.Basic assessment indicators the financial and economic bank situation, application of prudential rules.
8. Deposit activity of banking- bank account and bank services deposit. Banking account agreement, types of banking account (current, savings, securities accounts, for individual client, for entrepreneurs, for local authorities).
9. Banking payment services. Methods of non- cash settlement and payment instruments- credit transfer, direct debits, cheques (paper and electrionic), plastic and virtual payment card (charge card, credit card, debit card, prepaid card), banking incaso, letters of credit, settlement. Mobile payment – concept, specificity, regulation, assumptions, framework.
10. Credit services (concept, assumptions, entities authorised to perform credit services).
Loan- concept, specificity, assumptions.Loan agreement- elements, regulation. Types of credit – consumer credit, bank credit, mortgage credit, the reverse mortgage (concept, assumptions, entities authorised to perform credit services, regulations).Credit policies and procedures- stage in credit procedures, loan application.Creditworthiness assessment- concept, specificity, regulation, assumption, methods (credit rating, credit scoring).

Recommended reading: 
1. Introduction to banking, Casu B., Girardone C., Molyneux P., Pearson . Harlow 2015.